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Consumer protection and disputes

Find state consumer-protection guidance for contractors and green-home disputes, including complaints, records, deadlines, and remedies.

What this topic covers

When a project goes wrong — a denial, a contractor dispute, a financing surprise, or a utility
complaint — the first questions are which records exist, which agency has authority, and what the
claim actually is.

Which authority usually controls

  1. The contract and written record — the installer's license, the written estimate, the
    signed contract, and the delivery and response records.
  2. State licensing boards — contractor licensing and complaints (for example, California's
    Contractors State License Board).
  3. Attorney-general and consumer offices — misrepresentation and consumer complaints.
  4. Public utility commissions — utility billing and service complaints.
  5. Federal agencies — for specific issues, FTC and CFPB resources on fraud and credit
    reporting.

Common questions

  • How do I check a contractor's license before signing?
  • What records should I keep after a denial or dispute?
  • Where do I file a complaint about a contractor, utility, or seller?
  • When should I talk to a lawyer?

What is still controlled locally or privately

An agency complaint is a process, not a verdict, and agencies have limits on what they can do.
Contract terms, statutes of limitation, and the specific facts decide most disputes. A denial by
an HOA may have its own internal appeal path before any agency is involved.

Common mistakes

  • Paying a contractor without a written license check, estimate, and contract.
  • Losing the application, delivery proof, and written responses that a dispute would require.
  • Assuming the attorney general or PUC will resolve a private contract dispute.

Which authority usually controls

For most consumer protection and disputes questions, start with the statewide rule, then check local permits and safety rules, utility requirements, governing documents, and the project contract. The property type and location determine which layer controls.

Guides in this topic

How do I check a contractor's license before hiring and file a complaint?

Check the contractor's license in your state licensing board's official online license search before you sign anything — the search shows status, license class, and disclosed complaints. If something goes wrong, file a complaint with that board; report scams and fraud to the FTC at ReportFraud.ftc.gov.

National Consumer protection and disputes Sources checked 2026-08-16

A green home improvement request was denied — what are your options?

A denial is usually the start of a review process, not the end: get the written reasons and the exact provision cited, check whether a state statute protects the project type, appeal in writing, and use the agency complaint route that fits (attorney general, contractor board, or public utility commission).

National Consumer protection and disputes Sources checked 2026-08-16

How do I preserve evidence for an HOA, utility, contractor, or permit dispute?

Save every written notice, letter, email, contract, receipt, delivery confirmation, photo, meter reading, and permit document, in an organized file you can produce later. Official guidance — including the FTC, the CFPB, state attorneys general, and public utility commissions — consistently expects consumers to document disputes in writing, keep copies, and attach supporting records when they complain.

National Consumer protection and disputes Sources checked 2026-08-16

What records should I keep for an energy tax credit or rebate?

Keep the documentation that proves what you bought, what it cost, when it was installed, and that it meets the program's requirements: itemized receipts and invoices, the manufacturer's certification or qualified-manufacturer identification (QMID) where required, placed-in-service documentation, and the program paperwork for any rebate you receive. The IRS says to keep records as long as needed to prove the items on your tax return, and rebate programs run by states, territories, and Tribes set their own paperwork rules.

National Rebates, tax credits, and financing Sources checked 2026-08-16

What should I check before signing a residential solar contract?

Check the contractor's license, get the full written proposal (equipment, price, financing, and performance assumptions), compare the terms against consumer-protection rules — including the FTC's three-day cooling-off rule for door-to-door sales and state licensing requirements — and verify the tax-credit eligibility and installation-date terms before signing.

National Consumer protection and disputes Sources checked 2026-08-16

How do I verify a solar contractor's license and file a complaint?

Verify a solar contractor's license with your state contractor-licensing board before signing, using the board's official license search; complaints about licensed and unlicensed contractors go to that same board, while deceptive sales and fraud can be reported to the FTC at ReportFraud.ftc.gov.

National Consumer protection and disputes Sources checked 2026-08-16

What can I do when trees or shade block my solar panels — and what can my neighbor do?

It depends on state law and on timing. In California, the Solar Shade Control Act (Public Resources Code sections 25980–25986) limits shading caused by trees placed or grown on another property after a solar collector is installed — a tree may not cast a shadow greater than 10 percent of the collector absorption area between 10 a.m. and 2 p.m. — with an exemption for passive or natural systems. Oregon protects solar access mainly through solar energy easements. Local rules and recorded easements can change the result.

National Solar and solar access Sources checked 2026-08-16

When should I contact a regulator, tax professional, engineer, electrician, or attorney for a green home project?

Start free: call or email your building department, utility, and state attorney general's consumer office for questions and complaints. Hire a licensed electrician for any wiring, a licensed engineer when your building department requires sealed plans, a tax professional when claiming credits or reviewing financing, and an attorney when a dispute, lien, or fraud is involved.

National Consumer protection and disputes Sources checked 2026-08-16

California trees, shade, and solar access

California's Solar Shade Control Act applies narrowly to post-installation tree or shrub shading of a solar collector: more than 10 percent of the collector absorption area between 10 a.m. and 2 p.m. local standard time.

California Solar and solar access Sources checked 2026-08-18

What are the records and remedies when a Michigan HOA violates the Homeowners' Energy Policy Act?

In Michigan, a member whose homeowners' association violates the Homeowners' Energy Policy Act (2024 PA 68, effective April 2, 2025) may bring a civil action against the association for damages, and the court may award reasonable attorney fees and costs if the member prevails; the act creates no agency complaint or enforcement process, so a well-documented file matters.

Michigan Consumer protection and disputes Sources checked 2026-08-16

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